“Act Of God” or Personal Injury?

In the United State civil legal system, tort laws are most commonly associated with personal injuries. There are, however, exceptions and exemptions that affect tort law, one of which is an “act of God.” An act of God refers to a circumstance that is unpredictable and impossible to prevent. 

In tort law, an act of God may be cited as the cause of an individual’s personal injury, and in such cases the wrongdoer will  likely escape liability. But knowing the distinctions between acts of God and personal injury is important because the wrong definition could keep someone from seeking restitution for what is actually an instance of personal injury.

Our experienced and qualified personal injury attorneys discuss below the important points on acts of God vs. personal injury. Remember: if you’re not sure whether or not an adverse situation you faced was an act of God or something caused by another’s negligence or malice, it’s best to get in touch with a personal injury lawyer, one who’s experienced in dealing with act of God disputes.

Acts of God: What They Look Like

An act of God can be thought of as a natural hazard, one that’s outside human control. Some common examples are earthquakes, hurricanes, tsunamis, tornadoes, and other significant weather events. Non weather-related acts of God exist as well; a tree falling on a house, for example, is considered an act of God in some states, though others regard this as a preventable/mendable hazard. Insurance policies frequently cover Acts of God; they are referred to as “insured perils.”

Where Acts of God and Personal Injury Differ

While insurance companies and defendants claim act of God defenses quite regularly, these defenses are not effective unless certain requirements are met. For example, a judge or jury would decide whether the natural event was foreseeable. They’d also ask if the event had happened previously. If there’s a defendant to be blamed, a judge or jury would decide whether negligence was at play (and, if so, to what extent). Even if a natural event was the cause of your injury or loss, a defendant’s action or inaction may have contributed, and you may still be entitled to compensation. In any case, it’s best to have a clear understanding of your situation before you pursue restitution.

How the Sandberg Law Firm Can Help With Act of God Disputes

If you believe you were injured  because of someone else’s negligence, it’s in your best interest to get in touch with a personal injury lawyer from the Sandberg Law Firm, as our team has years of experience in dealing with act of God disputes. Call now to set up a free, no-obligation consultation: (507) 282-3521.